Making a list can alleviate all kinds of stress – particularly around the holidays when it seems that the to-do’s will never get to-done.
The same goes for preparing to buy (or sell) a home. If you’ve written off the home search for the holidays, and you think spring is a better time to buy when more inventory will be available - think twice.
Sellers list their home for all kinds of reasons that are not tied to the seasons – job relocation, need for a bigger house with a growing family, or they don’t want the competition of the ‘busier’ months of spring and fall.
There’s no reason why your dream home couldn’t come on the market in January or February – so best to be prepared:
- Get preapproved (#1 must-do)
- Know your credit score
- Understand how much you can afford
- Calculate your down payment
- Bump up your savings account
- Ask for referrals (for mortgage brokers, lenders, and real estate professionals)
Start ticking down the list one at a time and all of a sudden it won’t seem like such a daunting task – and you’ll be ready to move quickly when the home you’ve been waiting for becomes available.Feeling better about the home-buying process? Check.